Loan Products

AmeriSave offers a full range of loan types and terms to suit every home buyer.  Loan types include fixed rate, adjustable rate, FHA, VA, USDA mortgages and more.  AmeriSave is a direct seller to Fannie Mae, Freddie Mac and Ginnie Mae.

Fixed Rate Home Mortgage Loans 

With a fixed rate home loan your buyer doesn't have to worry about the monthly payment changing...ever. The mortgage rate and payment are fixed for the life of your home loan. Fixed rate mortgage loans range from 10 to 40 years. 

Adjustable Rate Home Mortgage Loans 

With an adjustable rate mortgage (ARM), your buyer can lower the monthly mortgage loan payment because mortgage rates for ARMs are usually lower than traditional fixed rate programs. If they plan on selling or refinancing the home in less than 10 years, then an adjustable rate mortgage loan may be right for them. 

Jumbo Home Mortgage Loans 

Jumbo loans exceed the conforming limit of $417,000.  AmeriSave offers jumbo loans at competitive rates for loans over $417,000 to $1,500,000, depending on your area of the country.   

FHA Home Mortgage Loans 

FHA home loans are insured by the Federal Housing Administration. Although FHA mortgage rates may typically be higher than conventional mortgage loans, FHA home loans offer many advantages including low down payment requirements, flexible credit guidelines as well as the ability to lend in declining markets. 

VA Home Mortgage Loans 

VA home mortgage loans are insured by the Veteran's Administration. AmeriSave is honored to help our armed forces veterans own a part of the community they've helped protect. VA home loans are available to veterans and their spouses and generally do not require a down payment. Credit score requirements are typically less, lending guidelines are more flexible and you never pay monthly private mortgage insurance with a VA loan.  

USDA Home Mortgage Loans 

AmeriSave offers affordable rural living with USDA loans guaranteed by the Department of Agriculture.  USDA loans generally do not require a down payment, have flexible lending guidelines and no monthly private mortgage insurance premiums. 

 

AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org); Corporate Office: Toll Free (866) 970-7283, 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA 30305. For state licensing information, please visit www.amerisave.com. This material is intended for mortgage and real estate professional use only and is not to be distributed to the public. Not all products and options are available in all states. Terms are subject to change without notice. Some people portrayed are professional models. ©2021 AmeriSave Mortgage Corporation.